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Loan types

Find the loan that fits your life.

Every program has trade-offs. Here's a plain-English look at the most common ones.

See what I qualify for Ask us which fits

Most common

Conventional

Not backed by a government agency. Great for buyers with solid credit, and mortgage insurance drops off once you reach 20% equity.

See if I qualify

Down payment

From 3%

Typical credit

620+

Mortgage insurance

Under 20% down

Best for

Strong credit

Guidelines shown are typical program minimums and may vary by lender, property and borrower profile.

More options

Other loan types we offer

HELOC
A HELOC is a flexible line of credit that lets homeowners borrow against the equity in their home. You can draw funds as needed, pay interest only on what you use, and reuse the credit as you repay it—making it a convenient option for home improvements, major expenses, or financial flexibility.
LOAN TYPE NAME
Placeholder description text goes here. This section will contain information about the loan type, its benefits, and how it works for potential borrowers.

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Hammer and his team are awesome. Since signing up with his program I have already gotten 3 new clients from Google. LOVE, LOVE, LOVE IT.

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