This is your New Headline
Your local Waynesville expert — also serving North Carolina, California, Texas & Washington, D.C.
Find out how Roger can help make qualifying for a low-rate mortgage genuinely easy — with one-on-one support the whole way.
About Me
I'm Roger, and I'm here to help.
You've heard the horror stories — how hard it is to qualify, the mounds of paperwork, the delays, and the haggling to get a decent rate. Good news: I'm here to make it all easier for you. Check out the reviews from other folks just like you and see how I can help.
Whether you're buying a home, refinancing for a better rate, or pulling some cash from your property — let's make this simple.
Roger Rabbit-21862
Client Stories
“Roger is an awesome mortgage rabbit, long ears and low rates!”
“The event that Hammer just hosted was absolutely amazing! I can't wait to watch the recording over and over, as there was so much great info I need time to absorb and execute!!!! Thank you soooo much!!!!”
“Great experience with the AI: to help with strategies. Lot of information in a short time but well worth the time. Thank you — Mary Jane Douma”
“Great info - great presentation - appreciate your dedication to providing strategies to the street. LOVE my story - will print and reread. Thank you!!!!!!!”
“GREAT 2026 Success Goal Planning! Loved it, will definitely do this again next year! Love your work Hammer and Scott Groves! Helped get my mind going in the right direction, and Hammer and Scott are so committed to our learning and success, thankyou!”
“Very happy with Hammer Solutions! I had them revamp some things on my website, and got leads immediately afterward! Went from having 0 website leads, to 4 in one day.”
“Hammer's planning workshop is a great way to jump start the New Year!!”
“So many great ideas and at the same time, specific direction. How was 3 hours not long enough? Love the interactive and brain-storming model.”
Meet the Team
The people behind your loan.
Have questions about the process?
Let's have a conversation.
Every consultation is completely free, with no obligation — just straight answers about your options.
What I Do
A smoother path to your mortgage.
Real support at every step — so you always know what's happening with your loan.
Outstanding Communication and Follow-up
We keep you informed and return all emails and calls promptly, so you never have to wonder what's going on with your loan.
Professional Support
Count on us to be there with you and help you navigate the entire mortgage process — cutting through the red tape and avoiding the common mistakes people make.
Competitive Rates
We work with you to find the right program with a great rate and a transparent process, so you can rest easy.
Close Your Loan On Time
Not all lenders can close quickly or on time. We work closely with you through the process to meet every deadline and make sure your loan closes on schedule.
Client Stories
“Roger is an awesome mortgage rabbit, long ears and low rates!”
“The event that Hammer just hosted was absolutely amazing! I can't wait to watch the recording over and over, as there was so much great info I need time to absorb and execute!!!! Thank you soooo much!!!!”
“Great experience with the AI: to help with strategies. Lot of information in a short time but well worth the time. Thank you — Mary Jane Douma”
“Great info - great presentation - appreciate your dedication to providing strategies to the street. LOVE my story - will print and reread. Thank you!!!!!!!”
“GREAT 2026 Success Goal Planning! Loved it, will definitely do this again next year! Love your work Hammer and Scott Groves! Helped get my mind going in the right direction, and Hammer and Scott are so committed to our learning and success, thankyou!”
“Very happy with Hammer Solutions! I had them revamp some things on my website, and got leads immediately afterward! Went from having 0 website leads, to 4 in one day.”
“Hammer's planning workshop is a great way to jump start the New Year!!”
“So many great ideas and at the same time, specific direction. How was 3 hours not long enough? Love the interactive and brain-storming model.”
Who We Help
The right guidance for your situation.
01
Veterans and Active Military
You've served our country, now let us serve you! Our experience helping our local veterans to navigate the hassle and paperwork of getting a mortgage is second to none. We can help you to use your VA benefits to buy a home or refinance with a great rate and little or no money down!
02
First Time Home Buyers
We know how overwhelming the process of buying a home is, especially if it is the first time that you're doing it. We will work closely with you to explain the process, to protect you from making mistakes that could cost you later, and to ensure that your mortgage gets approved and you get the home that you are so excited to be buying!
03
Move Up and Second Home Buyers
Buying a new home when you currently own one has it's own unique set of concerns. We can answer all of your questions about how to qualify and purchase a home when you already own one whether you're buying a new primary residence or a second vacation home.
04
Refinancing Home Owners
If you already own your home but you are looking to refinance to either save money with a lower interest rate or possibly take some cash out for any reason, we can help you with that. We also can show you how to make sure you are structuring your new financing to get the best deal possible.
05
Investment Buyers
If you're buying real estate for investment purposes, we can help you secure financing to maximize your ROI.
06
Seniors Seeking Reverse Mortgages
If you are 62 years or older and are looking for options to stay in your home without a mortgage payment (borrower still responsible for taxes and insurance) or to access your home's equity while still living there, we can answer your questions about reverse mortgages so you can decide if they are right for you.
Free weekly forecast
Get your Weekly Mortgage Rate Forecast now!
Sign up today to begin receiving the FREE weekly rate forecast to your inbox. Easily unsubscribe at any time.
See a sample first →It's free · unsubscribe any time.
Other Resources You'll Find Helpful
Free guides to help you decide.
Looking for help with your down payment?
Let me share with you 3 government sponsored programs for buying a home with little or even no money down!
Download NowBuying a new home when you already own one?
If you are thinking about selling your current home and are looking at buying a new one, be sure to know this info.
Download NowWant to get a low rate when refinancing?
With these insider strategies you'll know what questions to ask to get the best offer from any lender (even me!)
Download NowWork With Us
Let's find out how I can help.
Your needs are unique — reach out however works best for you, and we'll find exactly how we can help.
Call
Text
Schedule a video call